Legal Disclaimer

• Compliance. The Client (You) acknowledges that the Service Provider (WorldwideFellow.com & Estrade Capital Pte Ltd) is subject to applicable anti-money-laundering, counter-terrorist-financing and sanctions laws and regulations (collectively, “AML Laws”). The Service Provider shall perform such checks and take such actions as it, in its absolute discretion, reasonably considers necessary to comply with AML Laws.

• Client obligations. The Client shall:

  • promptly provide all information, documentation and certifications reasonably requested by the Service Provider (including identity, source of funds/wealth, beneficial ownership, and any other KYC/CDD materials);

  • notify the Service Provider immediately if any information previously provided becomes inaccurate or incomplete;

  • cooperate fully with any additional enquiries, investigations or enhanced due diligence (EDD).

• Sanctions & restricted parties. The Client warrants that neither it, any of its beneficial owners, nor any person or entity with an interest in the matter is listed on any sanctions, embargo or watch list, or is otherwise subject to trade or financial restrictions. The Service Provider reserves the right to refuse to act, or to suspend or terminate services, where the Client or any connected person is subject to sanctions or other legal restrictions.

• Suspension, termination & funds. If the Service Provider is unable to complete required checks, reasonably suspects money-laundering, terrorist financing, sanctions exposure, fraud, or any other unlawful activity, or the Client fails to provide required documentation, the Service Provider may:

  • refuse or delay the provision of services;

  • suspend or terminate the engagement immediately; and

  • freeze, retain or return funds as required to comply with law or to mitigate risk.

• Refunds. Where a matter cannot proceed solely because of a failed or incomplete AML/EDD check, refunds (if any) will be handled in accordance with the Service Provider’s refund policy. For the avoidance of doubt:

  • if no substantive work or processing has commenced, the Client may be eligible for a full refund;

  • if services or compliance checks have commenced, the Service Provider may retain a portion of fees (up to 50%) to cover costs incurred; and

  • no refund will be payable where the failure of due diligence is caused by the Client’s misrepresentation, concealment or non-cooperation.

• Reporting & disclosure. The Client acknowledges that the Service Provider may be required by law to disclose information and documents to competent authorities, regulators, or financial institutions without prior notice to the Client, and that the Service Provider shall have no liability for making such disclosures in good faith.

• Indemnity. The Client indemnifies and holds harmless the Service Provider and its officers, employees and agents from and against any liabilities, losses, claims, fines, penalties, costs or expenses arising from any breach of this clause, any misrepresentation by the Client, or any failure by the Client to provide accurate or timely information.

• Survival. The obligations under this clause shall survive termination of the agreement.

By using this Site, you acknowledge that you have read, understood and agree to be bound by the above disclaimer. You warrant that all information and documentation you provide are true, complete and accurate, and you expressly consent to any KYC/EDD checks, disclosures to competent authorities or financial institutions, and any other actions the Service Provider reasonably considers necessary to comply with applicable laws. You accept that failure to provide requested information, concealment or material misrepresentation may result in suspension or termination of services and retention of fees in accordance with the Refund Policy. This acknowledgement and your obligations under the Legal Disclaimer survive termination of any engagement.